ZIJUE SIRI ZA WAJASIRIAMALI MATAJIRI.

Wakati unafikiria kuhusu watu ambao ni mamilionea au mabilionea unapata picha/taswira gani akilini mwako?

Nadhani wengi wenu mnahisi ni wale ambao wanatembea na ndege binafsi, wanaoenda kufanya shopping nchi za ugenini, na wanaotumia pesa zao kula bata. 

Lakini ukweli ni kwamba mamilionea/bilionea wengi huishi maisha ya kawaida sana, hufanya kazi zao kwa muda kamili bila kuwaza kula na isitoshe hata hufanya shoppings zao katika sehemu za kawaida kama tunazofanya sisi wengine.

Kikubwa ni kwamba vitu vinavyowapa motisha matajiri sio 'Material things' bali ni maamuzi au machaguo ambayo fedha zinaweza kuwaletea.

Matajiri hawapo katika kupata more material stuffs, ila wapo katika kupata uhuru wa kifedha utakaowawezesha kufanya maamuzi yoyote watakayotaka kuyafanya.

Kwao utajiri una maanisha kuacha kazi usiyoipenda na kufanya kile unachokipenda hata kama ni kidogo.

Unataka kuwa tajiri mkubwa Tanzania kama Said Salim Bakhresa, Mohamed Dewji, Rostam Aziz, Nazir Mustafa Karamagi, Reginald Mengi, Yusuf Manji, nk basi zifahamu njia ambazo wengi wanazitumia katika kuendelea kuwa wajasiriamali matajiri wakubwa Tanzania na duniani.

Hizi ni SIRI tano (5) ambazo matajiri wengi walizitumia mpaka kufikia hapo walipo:

1. USIPOTEZE MWELEKEO WA UNAPOTAKA KUFIKA/KWENDA.

Kutaka kuwa tajiri ni moja ya hatua ya kwanza ya muhimu. Lakini kikwazo kikubwa kinachowafanya watu wengi washindwe kuwa matajiri ni ile HOFU waliyonayo.

Watu wengi wanaogopa kuTHINK BIG, wengi wanaogopa KUTHUBUTU ndio maana wanapoteza muelekeo wa ndoto zao za kuwa matajiri wakubwa duniani.

Hawatambui kuwa ili kuwa tajiri ni lazima upitie misukosuko mingi, ni lazima ufeli ili uweze kujifunza kutokana na makosa yako.

Ili uweze kutimiza malengo yako ya kuwa tajiri ni lazima ujiamini na uamini kuwa ipo siku utafanikiwa, kamwe usipoteze muelekeo wa pale unapotaka kuwepo au kufika maishani mwako.

2. JIELIMISHE WEWE MWENYEWE:

Kujielimisha haimaanishi ukajiandikishe kuingia chuo, usome, ukafanye mitihani kisha uje kuwa tajiri lahasha.

Tambua kuwa watu wote ambao ni matajiri wakubwa duniani hawakufanikiwa kwa elimu yao ya darasani.

Ili uweze kuwa tajiri mkubwa ni lazima uijue kwa kina ELIMU YA UHURU WA KIFEDHA.

Na kawaida elimu hii haifundishwi madarasani, ndio maana watu wanamaliza kusoma mpaka phd lakini hawana uhuru wa kifedha.

Unachotakiwa kukifanya ni kusoma vitabu vitakavyokufungua mawazo yako juu ya njia zakuifanya pesa/hela/fedha zikufanyie wewe kazi na sio wewe kuifanyia kazi pesa, ujifunze toka kwa watu waliofanikiwa ili uweze kuwa na elimu ya kutosha itakayokusaidia kufikia malengo yako ya kuwa tajiri. Uondokane na hofu ya KUWEKEZA, ujue namna ya kuifanya pesa izae na kuongezeka kila siku ili ije kusaidia vizazi vyako vyote.

3. FANYA KITU UNACHOKIPENDA.

Siku zote 'Passion pays off.' Hicho unachotaka kukifanya au unachokifanya kama unakifanya kwa moyo wako wote lazima kitakulipa tu, iwe leo, kesho au hata kama ni baada ya mwaka kitakulipa tu.

Tatizo letu kubwa wa Africa tunaamini sana katika kuajiriwa ndio maana tunaua vipaji tulivyozaliwa navyo na kukimbilia kufanya kazi ambazo hatuzipendi ili mradi tu mwisho wa mwezi tupate kipato na hii yote inatokana na HOFU. Hofu ya kutokujua tutapata wapi pesa zakulipia kodi ya nyumba, fremu ya biashara unayotaka kupangisha, kulipa ada za watoto, nk na ndio maana kuwa matajiri ni kazi kubwa kweli kweli.

Ukiacha kufikiria kuhusu 'pay check' na kufikiria zaidi kufanya kile unachokipenda, utakuja kugundua kuwa una vipaji vingi sana ambavyo Mungu wako amekujalia ambavyo ukianza kweli kuvifanyia kazi basi vitakunufaisha na kukufikisha mbali.

Ukiweza kugundua kuwa unachokifanya hukipendi na kuachana nacho na kuamua kufanya kile unachokipenda kwa dhati toka ndani ya moyo wako basi hakika utakuwa tajiri mkubwa sana duniani.

Wengi wana vipaji kama vile vya Uandishi na utunzi vitabu, utangazaji hodari kama millardayo, kipaji cha kupiga picha, kipaji cha kuimba kama Barnaba, Ben pol na wengineo, kipaji cha kuwa kiongozi kama Zitto Kabwe, nk lakini hatuvitumii vipaji tulivyonavyo kama moja ya wazo la biashara, matokeo yake tunakimbilia kuajiriwa kwenye shirika la ndege au benki ili mradi tu na wewe uonekane unafanya kazi katika ofisi fulani yenye hadhi, kumbe hatujui tunawauzia wengine ujuzi na muda wetu katika kuwanufaisha wao na ndio maana wao wataendelea kuwa matajiri.

Badilika, zinduka, acha kufikiria kuhusu 'pay check' yako na anza kufikiria ni kipaji gani au kitu gani ulicho na passion nacho na ukifanye kwa moyo.

4. USIOGOPE KUCHUKUA 'RISKS':

Je, una ujasiri wakuchukua (calculative) risks?

Wengi wetu tunapenda kuwa matajiri lakini hatuna GUTS OF TAKING CALCULATIVE RISKS.

Wengi tunaogopa kuwa RISK TAKERS na ndio maana ni ngumu kuwa matajiri.

Waliofanikiwa wote ni wale ambao walikuwa na UJASIRI wakukabiliana na RISKS zozote zitakazojitokeza.

Ukitaka kuwa tajiri ni lazima ukubali kuwa RISK TAKER, usiwe muoga wa kupata hasara, kuogopa kujaribu au kuthubutu kisa unaogopa biashara itakufa.

Matajiri siku zote ni wajanja ndio maana huamua kuwekeza pale tu ambapo wameshafanya 'Calculative risks' na kuona sawa kumbe nitakachokipata ni zaidi ya nitakachokikosa.

Kama na wewe unapenda uwe tajiri basi anza kujifunza kuwa risk taker, usiogope kushindwa, tambua siku zote haziwezi kuwa za ushindi kwako, ila unaweza zitumia vizuri siku za ushindi ili ziweze kufidia siku zitakazokuwa mbaya au kuporomoka kwa biashara yako.

"NO GUTS, NO GLORY."

5. JIFUNZE KUKUZA AU KUZALISHA FEDHA ZAKO:

Wengi wetu tumejizoesha kuishi kwa mshahara wa mwezi hadi mwezi.

Kama umechoka kuwa mtu wa kusubiria mshahara wako wa mwisho wa mwezi ambao pengine unaweza kuchelewa kuupata, basi njia pekee kubwa ya kwanza ni kuwa na DIFFERENT SOURCES OF INCOME (Kuwa na chanzo cha kipato zaidi ya kimoja.). 

Lakini kuwa na njia ya kipato zaidi ya moja haimaanishi kwamba tayari wewe ni tajiri.

Swali ni je, unaweza kuzalisha na kukuza hizo fedha ulizonazo?

Matajiri wanaendelea kuwa matajiri kwa sababu wakipata pesa hawazikumbatii na kulala nazo chumbani, wala hawazitumii ovyo bali wanajua wapi pakuziwekeza na kuzifanya zizae na kukua kizazi hadi kizazi.

Ndio maana matajiri wengi wakipata pesa huamua kuwekeza kwenye migodi, gesi, Real Estates, Hisa, mafuta, kununua franchise, nk kwa sababu wanajua wakifanya hivi pesa zao zitakua na kuzaa maradufu. Lakini sisi watu wa kawaida tukipata pesa zaidi matatizo ndio yanaongezeka, shoppings zinaongezeka, matumizi yasiyo ya muhimu yanakuwa mengi, mwisho wa simu hela zote zinaisha.

Ukitaka kufanikiwa jifunze kuwa na:

i) Chanzo cha kipato zaidi ya kimoja, na usitegemee mshahara uupatao kazini.

ii) Jifunze KUSEVU pesa. Haijalishi ni kiasi gani unatengeneza, bali ni kiasi gani unachobaki nacho au unachokihifadhi.

iii) Punguza Overspending (jifunze kutofautisha WANTS na NEEDS zako).

iv) Penda kuwekeza fesha zako katika ASSETS.

Nakutakia mafanikio mema katika ubilionea wako.

Imeandaliwa na: EriNoe Business & Management Consultancy (Noel) 

15 WAYS ON HOW RICH PEOPLE THINK.

I know many of you have been asking yourselves, what is that thing which really separates the rich from the rest of us?
Well! The answer is 'Their Thinking Mentality is different from the rest of us.'

Let me share with you these 15 ways on how the rich think and then, figure out for yourself if you are really close on becoming rich/wealth.

1. Rich people think selfishness is a virtue
Average people feel they need to save the world and put others before themselves which is keeping them poor. Rich people take the attitude that if they don’t help themselves first they can’t help anyone else.

2. Rich people have an action mentality
You wouldn’t see a rich person lining up to play the lottery (even before they were rich). Average people are always waiting on someone else to help them get rich – the Lotto, Government, friend or spouse – but it only keeps them poor. Rich people take action and spend time solving problems.

3. Rich people favour specific knowledge over formal education
Average people believe the road to riches is through doing masters and doctorates. Rich people are generally rich because they have made money selling a specific knowledge they have acquired.

4. Rich people dream of the future
Rich people spend a lot of time looking into the future, setting goals and looking forward to what lies ahead. Average people dwell on the past which often holds them back by making them unhappy or depressed.

5. Rich people think about money logically
Average and well-educated people can fall into the trap of thinking about money emotionally and just wanting to retire comfortably. Rich people maintain a logical relationship with money viewing it as a tool that represents options and opportunities.

6. Rich people follow their passion
Oprah Winfrey said it – you’ve got to follow your passion and do what you love. Rich people find a way of getting paid for doing something they love. Average people earn money doing things they don’t love.

7. Rich people aim high
Average people set low expectations to avoid disappointment whereas rich people set huge expectations and follow their dreams.

8. Rich people believe you have to “be” someone
Average people on the other hand believe you have to “do” something to be rich and focus on immediate results. Rich people continuously focus on bettering themselves and learn from success and failures.

9. Rich people use other people’s money
Average people believe they need their own money to make money whereas rich people have no problem using other people’s.

10. Rich people live below their means
It seems contradictory to the above statement but rich people adopt the attitude of getting rich so you can afford to live below your means. Average people live beyond their means.

11. Rich people teach their children how to be rich
Average people teach their children how to survive whereas rich people teach their children from an early age about the world of haves and have nots.

12. Rich people don’t let money stress them out
Average people do. Rich people find peace of mind in wealth and are not afraid to admit that money can solve most problems – allowing them to make more money. Average people see money as a continuous battle and necessary evil they have to endure.

13. Rich people would rather be educated than entertained
Average people are the opposite. They read novels, tabloids and entertainment rather than continuously educating themselves after school.

14. Rich people surround themselves with like-minded people
Average people think rich people are snobs and have a negative attitude towards the super rich. Rich people steer clear of the doom and gloom attitudes and people – adding fuel to the fire of the “snob” label.

15. Rich people focus on earning
Average people focus on saving and miss big opportunities by trying to live frugally. Rich people constantly focus on the big picture – and how to earn the big bucks.

http://addicted2success.com/success-advice/15-ways-that-rich-people-think-differently/

NEVER GIVE UP.

Failure isn't something that many of us can handle, and even though we know it's a common human condition, we are somehow surprised when it happens to us, that's why we end up thinking about giving up so easily.

But the matter of fact is, if we can overcome those obstacles presented to us and keep pushing through the bad times, we will eventually find the success within ourselves to create something worthwhile. Giving up and running away isn't a solution to your problems.

You have to keep in mind that good things come to those who BELIEVE,

You have to keep in mind that better things come to those who are PATIENT,

And finally you should keep in mind that the best things come to those who DON'T GIVE UP.

Remember life isn't made to be easy, but its meant to be lived. Sometimes good, other times tough, but with every up and down, you learn lessons that make you strong.

Even if others give up on you, never give up on yourself. You hold the strength, power and determination to thrive.

Keep in mind that the harder the struggle, the more glorious the triumph.

Think of these reasons as to why you should never give up even when you can't see the finish line.

1. NOBODY'S PERFECT:

When you realize that all humans are not perfect, you will come to know that making a mistake or failing is part of the battle to that ultimate goal. The only thing you need to do is learn from your mistakes and do it right, again and again.

2. SUCCESS ISN'T REWARDING IF ITS EASY:

If reaching that ultimate goal wasn't one of the hardest things in life then it wouldn't have been called 'SUCCESS'. It's called success in order for you to earn it, not easily but through moving on despite how many times life has knocked you down, stand up, fix yourself and keep fighting over and over again.

3. THERE'S SOMEONE ELSE WHO IS WORKING HARDER THAN YOURSELF:

You think you are the only one who has worked harder? No way.

You think you are the only one who has got many obstacles? I don't think so.

A lot of people have been faced with challenges, a lot of people are working more harder than you do, so thinking of giving up just because you have worked so hard is very wrong.

Be willing to go beyond expectations so that you achieve what you really want.

4. REMEMBER AN EMPIRE WASN'T BUILT IN ONE DAY:

This  is best thing to think about when you feel like giving up.

Nobody can create an empire in one day, this also implies that no business can become a multi-billionaire dollar just in few weeks time, no good relationship became a strong bond within a month.

So what makes you think about give up, instead of giving it a try once more?

5. PROVE OTHERS WRONG:

Well! Before you give up may be its time for you to remember all those people who said NO to your idea, remember those people who said to you that you can't do it, and then turn back to yourself and ask yourself this......Are you ready to prove to them that you were right about them? Are you ready to tell them that I have failed?

If NO, then why don't you organize yourself once again, wake up and take all your weapons and tell them that it's time to prove you wrong and go and do whatever it takes to accomplish your dreams and goals.

Make them shocked, make them come and ask for forgiveness for underestimating the power in you......JUST PROVE THEM WRONG FOR CHRIST'S SAKE.

You still think about giving up?

Tell yourself this.............

I will fight for it.

I will not give up.

I will reach my goal.

And I will never give up until I get where I wanna go and absolutely nothing will stop me.

And no matter how alone you may feel, no matter how impossible things may seem, no matter how hard things may get............NEVER GIVE UP.

Say it to yourself every day that IT'S POSSIBLE.

Yes I know it will take time, a lot of efforts, blood sweat and tears but believe that you will get there.

Remember, DEDICATION is the key to success.

Prepared by: EriNoe Business & Management Consultancy

BEST TIPS ON HOW TO MANAGE YOUR TIME WISELY.

TIME MANAGEMENT is a set of skills, tools and techniques used to manage time when accomplishing goals, specific tasks, projects, etc.

The best thing to always remember is that TIME DOES NOT REST. While you rest the clock still ticks along and when you wake up you will realize that you are left with less seconds, minutes and hours than you had, before you decided to rest.

But the good thing about TIME is that whether you are poor or rich, we all get 24 hours a day, therefore, it is up to you to make the best use of it.

Time is our most precious resource that we have, that no amount of money can buy us more time, so use it wisely on the things that matters to you and the things that are going to move you closer to your dreams.

But the big question is why most of the people keep on complaining that time is not enough while we all get the same 24 hours a day? Why are the rich able to manage their time properly while the poor keep on lacking enough time?

Well! The truth is the poor do not know hot to plan properly. It's simple as that.

Now, how will I be able to properly manage my time while I have lots of activities or tasks to do during a day? I think this is the obvious question you would be ask yourself right now? Is it?

Okay, let me share with you some of the tips which I believe if you start working on them immediately they will help you out to properly plan and manage your time.

Here are the tips:

1. LEARN TO PRIORITIZE:

In every day life everybody has lots of activities to do, and that makes people waste or spend their time inappropriately.

From today on wards learn to prioritize. First consider to do all those activities that you think are urgent & important early in the morning while you are still fresh and not loaded.

But for those activities which you find important but not urgent decide when you want to do them, and for those activities you find out to be urgent but not important, delegate them to someone else and in case you find out you have activities which are neither important nor urgent dump them immediately because they will consume your time for nothing.

If you learn to master this key tip you will be in a position to clearly manage your time wisely.

2. MAKE YOUR TO DO LIST WELL IN ADVANCE:

TO-DO-LIST is a list of all activities or  tasks that need to done or completed with a time frame in order of their priorities.

Every night before you go to sleep try to think of what you want to do the very next day early in the morning or for the whole day. If it is to wake up early prepare your kids to go to school, or going to visit a patient in the hospital or to reach early in the office and complete the work you left over yesterday.

Just think of whatever needs to be done and write all of them down in your to do list in the order of priority.

This is a part where most people forget themselves, they just waking up without clear vision of what they want to do for that day and end up wasting their time.

3. SET TIME LIMIT:

If you don't learn how to set time limit for each and every task or activity there is a big chance for you to waste your time. That is why people invented something called 'A STOP WATCH'.
Set time limit for each task you want to do.

Don't just do it as you wish, but plan when and at what time you want to start doing it and at what time you want that task or activity be completed. By doing this you are in a better place to wisely manage your time.

4. Remember that days always fill up faster with unexpected activities, tasks or event. For example you may receive a phone call from a close person that he/she is sick and therefore you will have to cancel everything and go pay him/her a visit. So instead of affecting your schedule remember to always set aside some buffer time which will help you in case of unexpected events or circumstances.

5. AVOID INTERRUPTIONS:
Sometimes during a day you want to be very busy so as to complete a certain task but you start being interrupted by mails, friends who want to chat with you, phone calls and the like. Don't engage yourself into them because the moment you start interrupting yourself is the moment you will start wasting your time.
Time is of essence, set alarms or reminders that will help you in managing your time.

Don't forget that time management is all about accuracy of choices.
Know exactly what you want to do, when you want to do it and how are you going to do it.

Why do I emphasis more about time management?

Well! I can tell you there are lots of benefits which you will get if you succeed in managing your time properly. Some of these benefits include:

• Reduce stress, hence more relaxation.
• Work becomes easier.
• Increase int the level of productivity and creativity.
• Timely achieve your goals.

Try to avoid common mistakes that are usually done by most of the people such as not setting time limit for your tasks, not ignoring tasks which are not important and not urgent, over packing your schedule, etc.

Always remember that Time wasted can not be regained or recycled.

Today make it your mission to not waste your time, and start make better use of every second you have by dedicating yourself to performing at your highest level.

Plan your day before you start your day, and make sure every minute is accounted for and hold yourself accountable at the end of each day.

Stop wasting your time on things that don't make you better or help you grow or move closer to your goals and don't waste your time with people who hold you back and stop you from being the best you.

Therefore, make better use of your 24 hours.

Prepared by: EriNoe Business & Management Consultancy

A GOOD WOMAN CAN BE A MAN'S BEST INVESTMENT.

Well! There is a quote which says "A man with dreams needs a woman with visions."

As a matter of fact I real love this quote because it always makes me keep on finding a good woman that I can invest in.

I believe a woman with clear visions will have different perspectives, faith and support which will change a man's dreams into reality.

Men who want to be ordinary will always say that do not have expectations for women, but real men who want to be great will always find those women who will challenge them, push them, pray with them and whom they can invest in.

Take a good look at some of these great men who have been happy and successful after having invested to a good woman:

President Obama and his wife Michelle Obama

Well! Let me tell you something which I believe you already know.

Nothing on this planet can compare with a woman's LOVE..........It is kind & compassionate, patient & nurturing, generous, sweet, unconditional & pure.

Whether married or dating, finding a good woman is as important for your personal life as well as your daily life (that is to say your job, business, etc), and if you are luck enough to have found one then your life will be greatly improved day after day.

If you find a good woman she will walk through mountains and valleys with you, no matter how you will act and no matter how tough things will be she will always be there for you to encourage and motivate you.

A good woman is always confident about herself, honesty & straight forward, has patience for herself and those around her and she knows how to play it cool, she is always there and embraces the many roles while acting as a mother, girlfriend and a friend.

If you are her true man, she will encourage you when you are at the rock bottom, and when you just think as if there is no way out, she will be right in front of you to give you the best advise to get you out of there.

And if you are her man and that woman loves you....I mean really loves you, then she will shine you up when you're dusty, encourage you when you're down and defend you even when she's not sure you were right or wrong, and no matter how many times her friends say that you're not good for her she will never listen to them.

No matter how hard you will try to slam the doors of your relationship, she will do anything and give her very best and keep right on trying to win your heart over and over again until the bond between the two of you remains forever.

That's a woman's love.........it stands the test of time, logic and all circumstances.

If you are a luck man to have found one then she will motivate you and give the best advice on how to do that business you have always loved to do, establish that company you have always dreamed of, invest in productive areas such as real estates, shares, bonds, etc but she will never discourage you or kill your hopes and dreams because she is persistence, believes in working hard, has abilities and desire to take (calculative) risks, has great goals and desires, ambitious and wants the very best for both of you. She exactly  knows that with the right amount of inspiration and motivation anything is possible, therefore she will be willing to do anything just your dreams and hers a reality.

Jay Z and his wife Beyonce

With the a good woman everything is possible.

I think some of you guys or men better wake up and realize where you should be making your investments.

It's true that a woman can be your best friend, wife, worst enemy or worst nightmare but the truth is It all depends on how you treat her.

Don't just find a woman you can just undress her, spend your money and leave her but find a good woman who you will always cherish, treasure and invest in for the rest of your life.

Powered by: EriNoe Business & Management Consultancy

THINGS TO GIVE UP (STOP DOING THEM).

A lot of times we keep doing things which in one way or another reduce our chances of succeeding or progressing in our daily lives with or without being aware of.

But sometimes we find ourselves doing them even after realizing that they don't push us anywhere towards achieving our success.

At times we even dare to complain or blame others just because we failed to achieve our desired goals because the things we used to do didn't move us close to our goals.

The time has come......It's now time to make some tough changes. Changes which will not only remove you out of your comfort zone, but also move you towards your goals.

Here is a lit of things which you should give up or stop doing from now onwards:

1. STOP DOUBTING YOURSELF:
Many times most of the people repeat doubting themselves. You keep hearing people say ooh! I don't think if I will be able do this or that, I don't think if I can get it right and so on.
But let me tell you one thing today, the more you keep on doubting yourself, the more you will be pushing yourself back, away and out of your goals.

Remember 'doubts' always hold you back from doing things you want or need to do. Therefore, stop doubting yourself and start living. Always BELIEVE while others DOUBT.

2. AVOID NEGATIVE THINKING & TALKING:
Believe me or not, your thinking & talking have big impact into your life. The way you think of your idea, is the way you will end up getting the same results.

Example: If a business opportunity falls in your hands and you're being asked whether you will take it or not, if you say YES, then automatically your mind will start thinking, visualizing about various ways & strategies you will have to take in order to make that business a successful one, but if you start thinking negatively, you will obviously start thinking of how how tough it will be, how  and how long it will take to achieve that goal.
Therefore, learn to think and talk in a positive way.
Think of how it will feel after achieving your goals.
Think of how you will soon become a billionaire.
Think of how many people you will inspire when you do it right.

3. STOP PLEASING EVERYONE:
At times it is good to do things which will please our loved ones, but you shouldn't be doing it each and every day

Example: You will find that a man trying to please his friends every day you go out to a club, parties or on various occasions by just paying each bill which arrives. It is true that your friends will appreciate you and bless you for your kind heart, but in the end why not use that money to pay the rent of that office you wanted to run your company, or why not accumulate it and start buying a plot/land which you have always dream about having it, or why not invest it in stocks and shares rather than trying to spend it just to please everyone?
Think twice!!

4. AVOID PROCRASTINATION:
It is the act of postponing intentionally something which had to be done now till later, tomorrow or the next day.
This act has caused many people a lot of problems such as delaying their interviews, failure to establish the intended business, and the like.

5. FEAR:
It's true that at one point or the other each one of us encounters fear. But the question is should we keep on fearing? If YES, then for how long will we keep on fearing?

When you honestly ask yourself this question you will come to an answer that there is no way of continuing fearing.
Know that fear kills dreams and every hope that you have, fear paralyzes and even keeps people in hospitals (especially if you have fear of losing your job), fear makes people not believe in their capabilities/abilities and even affects their normal thinking.

So, the question is what should what to do then to overcome this so called fear as many of you would ask?
Well!! The only way you can overcome any kind of FEAR that you will ever encounter is to be FEARLESS.

F - Face the truth, face what really scares you and try to expose yourself to that fear.
E - Erase your negative imprints. Your past is past, never bring your past fears into present situation.
A - Allow changes. Don't hesitate to make ones in case you have to.
R - Relax. Reduce your stress and calm down.
L - Listen to your intuition.
E - End feuds or quarrels or dispute.
S - Selective. Pursue those things which don't inspire fear in you.
S- Secure in yourself. Work on self esteem.

All in all just know that F.E.A.R simply means:
FEAR - Forget Everything And Run
OR
FEAR - Face Everything And Rise
I suggest you start facing everything and rise rather than running away from your fears.

6. STOP COMPARING YOURSELF TO OTHERS:
Now let me simply keep it this way, every one was born with his/her own abilities, uniqueness's, skills, IQ, luck, and so on. Therefore, from now onwards stop comparing yourself to others.

Everyone was born a winner, but the reason why keep on becoming a loser is because you try to run the race which is not yours. Don't try to run other people's race, just focus on running your own race and you will be successful.

Be yourself, believe in yourself, learn from them but don't copy their life and paste it into yours.
Don't ever compare your chapter 1 to someone else chapter 20.

7. STOP OVERSPENDING:
Well! Here is another problem especially to most of Africans.

It is not advised to stop spending, of course even the rich spend but the thing is do you spend it wisely?
Before spending, ask yourself do you have it or do you expect to borrow it, did you plan for it, what will remain after you have spent so much?

The problem with the poor is that they earn very little, in fact what they get can not even sustain their lives, but they don't plan for it at all and in fact if you try and look at their expenses you will be surprised and even shocked, their expenses are more than what they earn. Ooh! Ooh! That means you are in financial debts.

Learn to budget yourself, plan for each cent that you earn and ensure to use part of your income on savings and investments.
No matter how little you earn, if you make proper plans and budgeting you will always be financially free.

8. STOP BEING LAZY:
A lot of us are too lazy but at the end of the day we keep complaining that life is really tough.
You are lazy at waking up.
You are lazy to thinking.
You are lazy to take responsibilities and at times you even run away from them.
You are lazy at acting or responding quickly.
You are lazy at working hard.
You are lazy at achieving your goals.

Then why the hell do you expect to succeed? Why the hell do you expect to achieve your goals?
Start changing your habit of laziness. Work hard, be determine, take responsibilities and be fast at acting on them.
Your laziness won't get you anywhere.

9. STOP WASTING YOUR TIME:
Ooh! time you left me in a hurry I couldn't do this or that. This is what I come across with when I meet different people.

They normally complain about time being so short that they couldn't achieve what they wanted to.
Of course time doesn't rest, but the good thing is whether you are rich or poor we both get 24 hours a day.

Then, why do others get to achieve their goals within this time frame while others keep saying time isn't enough?
The problem is that most of you don't know how to manage your time wisely. You don't have prioritize in your lives, you keep doing unnecessary and unimportant things with your time and that is why you always find in short of time, that is why you are always behind time.

Learn to manage your time properly, spend it wisely on things that matters the most to you, on things that are going to move you closer to your dreams.

Today, make it your passion not to waste your time, make the most of each second you have and dedicate yourself to performing at your highest level.